The Capital One 360® account is a great all-around selection for a person looking for a “big bank” feel from their online account.
If you want to go one step further and generate a whole test identity, try the Fake Name Generator.
It makes use of this credit card generator, and adds a lot of other identity data.
The Internet, though, has made it easy for banks to offer a free checking account to almost anyone who qualifies.
However, the government mandates that a checking account can’t be marketed as “free” if the consumer could potentially be charged a maintenance or activity fee.