There’s been an interesting little gadget floating around the interwebs these days – called Coin – and at first I was pretty blown away by it too: It’s an all-in-one credit card holder for all your debit cards, credit cards, gift cards, loyalty cards and membership cards.
If you just need a bunch of numbers use the online credit card number generator.
If you like the idea of a mobile-first banking strategy, then Go Bank™ is for you.
Go Bank is the only account on the list that does not pay interest, but its features are so innovative that I had to include it as a best free checking account option.
As with Chase, there is a ‘membership fee’ that is waived in any month where you have a direct deposit of 0 or more – so make sure you hook up direct deposit if you choose this account.
Mobile check deposits, online bill pay, and a massive free ATM network all come standard.
For your convenience, USAA also offers Web Bill Pay®, an online bill pay feature that makes it easy to manage all of your household bills online.Here’s what makes Capital One 360 the top choice: If you’re looking for both a checking account and a savings account, Capital One 360 has you covered.With the Capital One 360 Savings Account, you can enjoy fee-free savings every day with a great daily rate.Use this checking account like a savings account and set up transfers or a partial direct deposit into this account.With the mobile app, you can deposit checks, pay bills, or check your balance on the go.The best feature of this account is Popmoney®, which you can use to move money between Ally accounts or transfer to non-Ally accounts.Popmoney® also serves as a micropayment solution, enabling you to pay almost anyone anywhere via email or text.What isn’t debatable, however, is the fact that a free checking account can be highly valuable if you know how to avoid these fees.The best free checking accounts in 2018 give you free cash for signing up, have plenty of access to no-fee ATMs, and do not charge additional fees for all of the “extras.” If you’re looking to open a free checking account online that won’t cost you anything, I recommend going with Capital One 360.However, like other USAA products, this is only available to active duty military personnel, veterans, their families, and other affiliates.Ally’s Interest Checking packs a punch, especially when linked to the Ally savings account which topped my list of Best Savings Accounts.